ZAYMIGO 1.2.14

Zaymigo offers a mobile application that allows users to access financial services anytime, regardless of their location. Once installed on a smartphone, the app enables users to secure online loans directly to their bank cards without the need for a laptop or desktop computer.

Advantages of the Zaymigo Application

The microfinance company Zaymigo is committed to providing its clients with fair and transparent loan conditions to foster long-term relationships. The organization does not impose hidden fees, and all interest rates and repayment amounts are disclosed upfront with no fine print in the contract.

Key Features of the Zaymigo App:

• Quick and straightforward registration process;
• Client verification with just one document – no need to send passport photos or selfies;
• No requirement to send passport data when logging in through government services;
• Fast application approval – even new users receive responses within 10 minutes;
• 24/7 availability of loans without holiday interruptions;
• No office visits required – all services are offered remotely;
• The app accepts any personalized card from Russian banks;
• No fees for early repayment;
• Loan extension options are available without additional penalties;
• Competent and polite customer support available around the clock.

Once an application is approved, funds are transferred instantly to the user's card.

Application Capabilities

The mobile software provides the same capabilities as the main website:

• Rapid user registration using a passport;
• Ability to submit applications online from any location;
• Loan amounts ranging from 5,000 to 30,000 rubles;
• Access to a personal account, allowing users to track application status, repayments, and extensions;
• Participation in promotions and eligibility for bonuses as part of marketing programs;
• Support requests can be submitted directly through the app.

Borrower Requirements

The app caters to all citizens, regardless of their social status, who wish to receive urgent loans on MIR, Visa, or MasterCard bank cards. The basic requirements include:

• Aged 18 or older;
• Citizenship of Russia;
• Possession of a civil passport;
• Registration in any locality in the Russian Federation;
• Proof of income.

No official employment verification is necessary. Users are not required to submit copies of their work records or contracts.

How to Repay Microloans

The most convenient repayment method is transferring funds from the same card used to obtain the microloan.

Online Loan Terms:

• Minimum annual interest rate: 0% per annum;
• Maximum annual interest rate: 292% per annum;
• Minimum loan duration: 61 days;
• Maximum loan duration: 90 days;

Interest and penalties accrued on consumer loan agreements cannot exceed one and a half times the loan amount. For example, for a loan amount of 15,000 rubles over a period of 90 days:

• The daily interest rate is set at 0.8%, resulting in an annual percentage rate of 292%.
• Total accrued interest over the three-month period amounts to 10,800 rubles.
• The total repayment amount is therefore 25,800 rubles.

By installing this application, users will not miss personalized offers and promotions available exclusively through the mobile platform.

The privacy policy, as well as comprehensive information regarding terms and conditions, can be accessed on their website at zaymigo.ru.

Zaymigo Microfinance Company LLC (ООО "Займиго МФК"). Tax ID: 5260355389; OGRN: 1135260005363. Registered in the state register of microfinance organizations under number 651303322004222 since November 7, 2013. Address: Nizhny Novgorod region, Nizhny Novgorod city, Kovorovskaya street, building 21A, room 603.